Our Management

Farrukh holds an MBA in Strategic Management. He brings exceptionally rich experience across multiple segments of the Islamic finance industry and has played a leading role in its development and global expansion. Over the years, he has led and managed high-profile, ground-breaking projects at both policy and institutional advisory levels—working closely with governments, central banks, regulatory authorities, and institutional clients across diverse, multi-cultural and multi-lingual environments. He also serves as the Chairman of the AAOIFI Governance & Ethics Board. He is multilingual, with excellent command of English, French, and Urdu.

Dr. Moutaz Abojeib is a senior international expert in Islamic finance, with nearly 20 years of experience across the Middle East, Europe, and Asia. His expertise spans technical and Shariah-applied research and advisory for regulators, central banks, and financial institutions on Shariah governance, policy development, financial sector frameworks, and product structuring. He has led numerous consultancy assignments for central banks and multilateral organizations, focusing on ecosystem development, regulatory frameworks, and the establishment of Islamic finance operations. His work also includes selected engagements related to digital transformation and emerging areas such as sustainable finance. Dr. Moutaz contributes to industry thought leadership through published research, industry reports, and contributions to articles and books on Islamic finance and Islamic economics. He is also a frequent speaker at leading international forums and has contributed to innovation-focused projects addressing Shariah and technical challenges. He holds a PhD in Islamic Finance from INCEIF University and a Joint Master’s in Banking and Finance from Montesquieu Bordeaux IV University, and is an AAOIFI Certified Shariah Advisor and Auditor (CSAA).

Manar Abbas is a Director at IFAAS, specializing in Islamic finance product development and implementation. She has extensive experience in designing and structuring Shariah-compliant financial products, supporting financial institutions across Europe, Asia, and the GCC. She has played a central role in Islamic window setups and full bank conversions, with a strong focus on translating Shariah concepts into practical, market-ready solutions. Her expertise includes the development of product frameworks, preparation of detailed product documentation, and the design of operational policies and procedures aligned with Shariah requirements. She also advises on Islamic finance operations and associated risk considerations, including Shariah compliance and product-related risks, ensuring effective alignment between product structures, systems, and processes.In addition, Manar contributes to professional training programmes, supporting industry capacity building. She is an AAOIFI Certified Shariah Advisor and Auditor (CSAA) and an Accredited Trainer by the Chartered Institute for Securities & Investment (CISI – UK) for the Islamic Finance Qualification (IFQ).